Punjab Kisan Card: A Helping Hand for Farmers

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Kisan Card

The Punjab government has rolled out the Punjab Kisan Card program to provide financial aid to farmers. This initiative offers loans allotting 300 billion rupees annually, with each farmer eligible for loans up to 1.5 lakh rupees per season. The Kisan Card allows farmers to purchase fertilizers, seeds, and other agricultural supplies. Here’s a detailed guide on how farmers can register from home, including the necessary eligibility criteria and required documentation.

Key Features

  • Loan Amount per Crop: Up to 1.5 lakh rupees
  • Total Annual Loan Fund: 300 billion rupees
  • Eligible Purchases: Fertilizers, seeds, and other agricultural inputs
  • Issuing Bank: Bank of Punjab

Registration Process for Punjab Kisan Card

  1. Send a Text Message: Type “PKC>CNIC” and send it to 8070.
  2. Receive Response: You will get a confirmation message stating your application is being processed.
  3. Eligibility Confirmation: If eligible, you will receive a message from 8070 confirming your qualification for the Kisan Card.
  4. Visit the Bank: Go to the nearest branch of the Bank of Punjab with the required documents.
  5. Bank Application: A bank agent will offer assistance you open a Kisan Dost account and apply for the Punjab Kisan Card.
  6. Card Issuance: The Kisan Card will be issued inside five days and can be collected from the bank.

Eligibility Criteria

To be eligible for the Punjab Kisan Card, farmers must meet the following conditions:

  • Land Ownership: Own between one and 12.5 acres of agricultural land.
  • Residency: Be a permanent resident of Punjab.
  • Land Records: Have land records with the Punjab Land Records Authority.
  • No Bank Defaults: Must not have any defaults with other banks.

Required Documents

Farmers need to provide the following documents for Kisan Card registration:

  • National Identity Card (CNIC)
  • Proof of land ownership
  • Kisan Pass Book (if available)
  • Bank account details
  • Mobile number
  • Proof of residence (electricity, water, or gas bill)

Conclusion

The Punjab Kisan Card program is a noteworthy activity by the Punjab government to support farmers. With this card, agriculturists can secure advances up to Rs 1.5 lakh per season for fundamental rural buys. By taking after the steps in this direct, farmers can effortlessly enlist and advantage from this significant program. This scheme offers significant financial support, with add up to yearly credits coming to 300 billion rupees. If you are a farmer in Punjab, take advantage of this opportunity to boost your agricultural efficiency.

FAQs

Q1: What is the Punjab Kisan Card?

A: The Punjab Kisan Card is a financial aid initiative by the Punjab government to provide loans and support to farmers. The card allows farmers to access funds for purchasing agricultural supplies such as fertilizers, seeds, and other inputs.

Q2: How much loan can a farmer get through the Punjab Kisan Card?

A: Each farmer can receive loans up to 1.5 lakh rupees per season, with an annual fund allocation of 300 billion rupees.

Q3: What documents are required for registering for the Punjab Kisan Card?

A: The required documents include the CNIC, proof of land ownership, Kisan Pass Book (if available), bank account details, mobile number, and proof of residence (e.g., electricity, water, or gas bill).

Q4: How long does it take to receive the Punjab Kisan Card?

A: The Kisan Card will be issued within five days after the completion of the application process and can be collected from the bank.

Q5: Can I withdraw money from the Punjab Kisan Card?

A: No, the funds on the Kisan Card are strictly for purchasing agricultural inputs such as fertilizers, seeds, and other necessary supplies from authorized dealers.

Q6: What happens if a farmer has existing bank loans or defaults?

A: Farmers with existing bank defaults are not eligible for the Punjab Kisan Card. This ensures that the support is directed to those who are in good standing with financial institutions.

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